Case Studies

"Our clients have a diverse array of needs that require multi-dimensional solutions. In each case, our goal is your peace of mind."

– William H.B. Hamill

Partner, Investments / Wealth Advisory

Case Studies

"Our clients have a diverse array of needs that require multi-dimensional solutions. In each case, our goal is your peace of mind."

– William H.B. Hamill

Partner, Investments / Wealth Advisory

Case Studies

"Our clients have a diverse array of needs that require multi-dimensional solutions. In each case, our goal is your peace of mind."

– William H.B. Hamill

Partner, Investments / Wealth Advisory

Analysis

PPS’s experienced and knowledgeable portfolio managers carefully explore your financial needs and goals.

Estate Planning for Entrepreneur

Client Situation

Successful business owner, age 45, with $30 million in assets and no long term estate planning in place

Comprehensive financial plan needed that encompassed estate and tax planning

Action Plan needed in about 3 months, before year-end

PPS Advice

Developed a team of professionals to deliver a complete strategy (financial planner, trust and estate attorney, trust company)

Recommended keeping current investment strategy in place

Advised on tax-efficiency and cash flow planning

Outcome

PPS, acting as quarterback, empowered client to execute effective multi-generation estate plan and tax plan

Grantor Trust established, wills updated, tax planning optimized

Future generation planning assured, peace of mind for client solidified

Philanthropic Planning

Client Situation

Retired, charitably-inclined Individual; no family

Majority of assets in one low cost holding

Capital gains tax issues hindering raising of cash to help cover living expenses

PPS Advice

Recommended creation of Charitable Remainder Unitrust

Enables portfolio diversification because sale of low cost shares has no tax implications

Allows pre-determined percentage of portfolio to be distributed annually to client

Outcome

Charitable Remainder Unitrust established, funded and tax deduction was received

Low cost basis shares sold to achieve portfolio diversification and client receiving cash distributions to cover expenses

Upon death, assets will be gifted to client’s pre-determined charity

Advice

We provide trusted advice and construct customized portfolios that will meet your individual circumstances.

Retirement Investment/Tax Planning

Client Situation

Financially independent, early-stage retiree with a conservative investment profile

No immediate family; client’s two nieces are the beneficiaries of her IRAs

Client wanted to revisit her investment portfolio and obtain additional tax-planning advice

PPS Advice

Implemented multiple years of Roth conversions

Created an “excess assets” Roth IRA that is preserved for the benefit of the client’s nieces

Accomplished Roth conversions prior to the start of required minimum distributions from her traditional IRA

Outcome

Tax impact of Roth conversion minimized and client was able to pay off her primary residence mortgage

PPS helped the client purchase a term life insurance policy for her niece’s husband, for which she’ll pay the premiums and create peace of mind for the future

Access

We know that when you need to talk to your advisor, you expect timely responses and follow-up.

Post-Inheritance Transition

Client Situation

Successful self-employed consultant was unhappy with the non-responsive service and lagging performance of his current investment advisor

Multi-million dollar portfolio, funded by inheritance, included traditional liquid investments, real estate and various direct business investments

PPS Advice

Performed a complete portfolio review including an analysis of individual holdings

Provided client with investment plan and portfolio recommendations

Introduced a new team of legal and accounting professionals

Outcome

Enhanced the risk / reward profile of the overall portfolio and managed the client’s cash flow to accommodate changing needs

Facilitated the governance of client’s portfolio with trustees and team of other professionals

Client “slept better” with PPS’s management approach and direct access to his portfolio manager

212 Carnegie Center
Suite 206
Princeton, NJ 08540

609-436-5680
info@princetonpsg.com
www.princetonpsg.com

212 Carnegie Center
Suite 206
Princeton, NJ 08540

609-436-5680
info@princetonpsg.com
www.princetonpsg.com