Case Studies
"Our clients have a diverse array of needs that require multi-dimensional solutions. In each case, our goal is your peace of mind."– William H.B. Hamill
Partner, Investments / Wealth Advisory
Case Studies
"Our clients have a diverse array of needs that require multi-dimensional solutions. In each case, our goal is your peace of mind."– William H.B. Hamill
Partner, Investments / Wealth Advisory
Case Studies
"Our clients have a diverse array of needs that require multi-dimensional solutions. In each case, our goal is your peace of mind."– William H.B. Hamill
Partner, Investments / Wealth Advisory
Analysis
PPS’s experienced and knowledgeable portfolio managers carefully explore your financial needs and goals.
Estate Planning for Entrepreneur
Client Situation
Successful business owner, age 45, with $30 million in assets and no long term estate planning in place
Comprehensive financial plan needed that encompassed estate and tax planning
Action Plan needed in about 3 months, before year-end
PPS Advice
Developed a team of professionals to deliver a complete strategy (financial planner, trust and estate attorney, trust company)
Recommended keeping current investment strategy in place
Advised on tax-efficiency and cash flow planning
Outcome
PPS, acting as quarterback, empowered client to execute effective multi-generation estate plan and tax plan
Grantor Trust established, wills updated, tax planning optimized
Future generation planning assured, peace of mind for client solidified
Philanthropic Planning
Client Situation
Retired, charitably-inclined Individual; no family
Majority of assets in one low cost holding
Capital gains tax issues hindering raising of cash to help cover living expenses
PPS Advice
Recommended creation of Charitable Remainder Unitrust
Enables portfolio diversification because sale of low cost shares has no tax implications
Allows pre-determined percentage of portfolio to be distributed annually to client
Outcome
Charitable Remainder Unitrust established, funded and tax deduction was received
Low cost basis shares sold to achieve portfolio diversification and client receiving cash distributions to cover expenses
Upon death, assets will be gifted to client’s pre-determined charity
Advice
We provide trusted advice and construct customized portfolios that will meet your individual circumstances.
Retirement Investment/Tax Planning
Client Situation
Financially independent, early-stage retiree with a conservative investment profile
No immediate family; client’s two nieces are the beneficiaries of her IRAs
Client wanted to revisit her investment portfolio and obtain additional tax-planning advice
PPS Advice
Implemented multiple years of Roth conversions
Created an “excess assets” Roth IRA that is preserved for the benefit of the client’s nieces
Accomplished Roth conversions prior to the start of required minimum distributions from her traditional IRA
Outcome
Tax impact of Roth conversion minimized and client was able to pay off her primary residence mortgage
PPS helped the client purchase a term life insurance policy for her niece’s husband, for which she’ll pay the premiums and create peace of mind for the future
Access
We know that when you need to talk to your advisor, you expect timely responses and follow-up.
Post-Inheritance Transition
Client Situation
Successful self-employed consultant was unhappy with the non-responsive service and lagging performance of his current investment advisor
Multi-million dollar portfolio, funded by inheritance, included traditional liquid investments, real estate and various direct business investments
PPS Advice
Performed a complete portfolio review including an analysis of individual holdings
Provided client with investment plan and portfolio recommendations
Introduced a new team of legal and accounting professionals
Outcome
Enhanced the risk / reward profile of the overall portfolio and managed the client’s cash flow to accommodate changing needs
Facilitated the governance of client’s portfolio with trustees and team of other professionals
Client “slept better” with PPS’s management approach and direct access to his portfolio manager
212 Carnegie Center
Suite 206
Princeton, NJ 08540
609-436-5680
info@princetonpsg.com
www.princetonpsg.com
212 Carnegie Center
Suite 206
Princeton, NJ 08540
609-436-5680
info@princetonpsg.com
www.princetonpsg.com